Including Doctors, Dentists, Oral Surgeons practicing less than 1 year…
Our Physician Loan is just what the doctor ordered!
Purchase and refinance eligible!
LTV up to 97% with a 720 credit score!
Newly licensed Medical Residents (physicians/doctors, oral surgeons) who have recently completed their residency/medical clinical fellowship program, and are about to begin their new employment or have less than 6 months of residency/fellowship remaining.
- Existing Doctors, Dentists, Oral Surgeons practicing less than 1-year of medical designations.
- Medical Resident (Educational License)
- Doctor of Medicine (MD)
- Doctor of Dental Surgery (DDS)
- Doctor of Osteopathy (DO)
- Doctor of Optometry (OD)
- Doctor of Dental Medicine
- Surgeon (DMD)
- Doctor of Podiatric Medicine (DPM):
- Permanent and Non-permanent resident aliens:
- Borrowers must have a social security number
Student loan payments that will be deferred for a minimum of 12 months after the note date may be excluded from the calculation of a Borrower’s monthly debt payment-to-income ratio.